> For clean Markdown of any page, append .md to the page URL.
> For a complete documentation index, see https://docs.kota.io/llms.txt.
> For AI client integration (Claude Code, Cursor, etc.), connect to the MCP server at https://docs.kota.io/_mcp/server.

# Integration Types

> Understanding Kota integration components and choosing your approach

Kota makes it easy for platforms to share Kota's compliant, cutting-edge insurance services to their customers. We offer **three integration approaches** to fit your needs - from fastest time-to-market to maximum customization:

* **Hosted** – Redirect users to a fully managed experience hosted by Kota. Minimal integration effort, fastest launch.
* **Embed** – Use our SDK to embed Kota's UI components directly into your platform. A balance between flexibility and ease of integration.
* **API** – Build a completely custom experience using our APIs. Maximum flexibility and customization.

### Integration Options Comparison

Choose the approach that best fits your timeline, technical resources, and customization needs:

| Approach   | Best For                                       | Integration Effort                              | UI Customization |
| ---------- | ---------------------------------------------- | ----------------------------------------------- | ---------------- |
| **Hosted** | Quick launches, minimal development resources  | Minimal backend + simple frontend (button/link) | Theming support  |
| **Embed**  | In-platform experience, balanced customization | Minimal backend + frontend SDK integration      | Theming support  |
| **API**    | Maximum customization, full control            | Backend API integration + custom frontend       | Complete control |

## Core Integration Components

Regardless of which integration approach you choose, there are key components that apply to all three:

#### [Authentication and Idempotency](/core-components/authentication)

Learn how to authenticate with the Kota API and use idempotency to safely retry requests

#### [Managing Employers and Employees](/core-components/employer-employee-management)

Learn how to create and manage employers and employees across all integration types

#### [Contribution Reporting](/core-components/contribution-reporting)

Understand how to report employee contributions for benefit premiums

#### [Webhooks and Events](/core-components/webhooks-and-events)

Handle real-time updates and notifications from Kota

## Choose Your Integration Approach

#### [Hosted](/hosted)

Redirect users to a fully managed experience. Fastest time-to-market with minimal effort.

#### [Embed](/embed)

Embed UI components directly into your platform. Balanced approach with SDK integration.

#### [API](/api)

Build completely custom experiences with our APIs. Maximum flexibility and control.

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## Ready to Get Started?

If you'd like to try our Developer SDK and APIs, request access [here](https://www.kota.io/embed).

![Employer health insurance setup in Ireland](/_fern-img/8e96306acdd5d8db85adb2b80b09bef0233d8c84cae53a5cd3c0a276fcce1a1e.webp)