Kota Embedded - Overview
These pages will guide you through our core concepts so you can start developing with Kota.
Kota Embedded makes it easy for platforms to share Kota’s compliant, cutting-edge insurance services to their customers.
With our powerful APIs, Embedded SDK, and real-time updates via Events and Webhooks, you can integrate advanced, compliant, regulated insurance solutions seamlessly. Deliver exceptional experiences for employers and employees, streamline customer journeys, and access world-class benefits reporting — enhancing your platform like never before.
Interested in Embedded for your platform?
If you’d like to try our Developer SDK and APIs request here.

Kota’s APIs enable secure and efficient interactions with our services, supporting various operations and data exchanges. Our APIs centralize reporting, providing real-time data on usage, performance metrics, and other key insights. Get started by logging in or contacting sales for a Kota developer account.
Interested in Embedded for your platform?
If you’d like to try our Developer SDK and APIs request here.
Scoping out an integration?
Read our build guide with server-side, frontend SDK implementation and best practices
Want to dive into API & SDK docs?
FAQs
What is Kota?
Kota is a company that simplifies access to health insurance, life assurance, and retirement benefits for businesses and their employees. By partnering with local and global institutions, Kota Embedded enables platforms to offer this great experience to their own customers.
What countries is Kota Embedded available in?
Kota currently offers services to companies and employee across 30+ European countries and will soon additiional support companies in North America, Asia and the Middle East.
- Health Insurance: any EEA country and the UK
- Life Assurance: EEA-wide cover coming in 2025
Where and how is data stored?
All of our customer data is stored in state-of-the-art data centres in the European Union or the United States of America.
Our cloud hosting providers maintain multiple certifications for their data centres, including ISO 27001 compliance, PCI certification, and SOC.